Archive: Kelly Haverstick

Cheerful senior man at home looking at his mail

The brief’s key findings are: Application rates for federal Disability Insurance (DI) have risen since the late-1990s. The economy is a key driver; rising unemployment and declining labor force participation lead to higher DI application rates. Interestingly, states with strict health insurance regulations have lower application rates, a finding that merits further exploration…

Cheerful senior man at home looking at his mail

The brief’s key findings are: Application rates for federal Disability Insurance (DI) vary greatly by state, which has raised concerns that states apply standards inconsistently. However, the main factors driving the variation are health, demographic, and employment characteristics. Interestingly, states that require employers to provide temporary disability insurance have lower DI application rates…