The National Retirement Risk Index (NRRI) measures the percentage of working-age households that are at risk of being unable to maintain their pre-retirement standard of living in retirement. It addresses one of the most compelling challenges facing the nation today: ensuring retirement security for an aging population.

Key findings in the NRRI show that:

• The retirement landscape is shifting dramatically, making the outlook for retiring Baby Boomers and Generation Xers far less sanguine than for current retirees.
• 51 percent of households are "at risk" of not having enough to maintain their living standards in retirement.
• Explicitly including health care in the Index drives up the share of households "at risk" to 61 percent.
• Incorporating long-term care costs further increases the Index to 65 percent.
• Saving more and working longer may substantially improve the outlook.

A full report, along with Issues in Brief and other useful resources, can be accessed through the relevant links below. The NRRI will be updated periodically. 

NRRI Fact Sheets:
Fact Sheet No. 1 (March 2010)

Publications:
The National Retirement Risk Index: After The Crash (10.2009)

Long-Term Care Costs and the National Retirement Risk Index (3.2009)

Do Households Have a Good Sense of Their Retirement Preparedness? (8.2008)

Health Care Costs Drive Up the National Retirement Risk Index  (2.2008) 

Is There Really a Retirement Savings Crisis? An NRRI Analysis (8.2007)

Households 'At Risk': A Closer Look at the Bottom Third (1.2007)
 
What Moves the National Retirement Risk Index? A Look Back and an Update (1.2007)

Press Release (6.2006)

NRRI "In a Nutshell"

Issue in Brief: Retirements at Risk: A New National Retirement Risk Index (6.2006)

Full Report: "Retirements at Risk: A New National Retirement Risk Index (6.2006)

Myths & Realities about Retirement Preparedness (5.2006)

The Center gratefully acknowledges Nationwide Mutual Insurance Company for its exclusive support of this project.

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