Center for
Retirement Research
at Boston College
Hovey House
140 Commonwealth
Chestnut Hill
MA 02467-3808

617-552-1762 TEL
617-552-0191 FAX
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Topic: Briefs

Why Do More Older Men Work in Some States?
Alicia H. Munnell, Mauricio Soto, and Natalia A. Zhivan

The Miracle of Funding by State and Local Pension Plans
Alicia H. Munnell, Kelly Haverstick, Steven A. Sass, and Jean-Pierre Aubry

Why Does Funding Status Vary Among State and Local Plans?
Alicia H. Munnell, Kelly Haverstick, and Jean-Pierre Aubry

When Should Married Men Claim Social Security Benefits?
Steven A. Sass, Wei Sun, and Anthony Webb

What Do We Know About the Universe of State and Local Plans
Alicia H. Munnell, Kelly Haverstick, Mauricio Soto, and Jean-Pierre Aubry

Health Care Costs Drive Up the National Retirement Risk Index
Alicia H. Munnell, Mauricio Soto, Anthony Webb, Francesca Golub-Sass, and Dan Muldoon

An "Elastic" Earliest Eligibility Age for Social Security
Natalia Zhivan, Steven A. Sass, Margarita Sapozhnikov, and Kelly Haverstick

Why Have Some States Introduced Defined Contribution Plans?
Alicia H. Munnell, Alex Golub-Sass, Kelly Haverstick, Mauricio Soto, and Gregory Wiles

Pension Wealth and Income: 1992, 1998, and 2004
Olga Sorokina, Anthony Webb, and Dan Muldoon

Why Have Defined Benefit Plans Survived in the Public Sector?
Alicia H. Munnell, Kelly Haverstick, and Mauricio Soto

Do Financial Literacy and Mistrust Affect 401(k) Participation?
Julie R. Agnew, Stephen P. Utkus, and Jean A. Young

State and Local Pensions Are Different From Private Plans
Alicia H. Munnell and Mauricio Soto

A Gradual Exit May Not Make for a Happier Retirement
Esteban Calvo, Kelly Haverstick, and Steven A. Sass

Working Wives Reduce Social Security Replacement Rates
Alicia H. Munnell, Geoffrey Sanzenbacher, and Mauricio Soto

Is There Really a Retirement Savings Crisis? An NRRI Analysis
Alicia H. Munnell, Anthony Webb, and Francesca Golub-Sass

An Annuity People Might Actually Buy
Anthony Webb, Guan Gong, and Wei Sun

Why Are Widows So Poor?
Nadia Karamcheva and Alicia H. Munnell

Older Workers: Lessons From Japan
John B. Williamson and Masa Higo

Do People Plan to Tap Their Home Equity in Retirement?
Alicia H. Munnell, Mauricio Soto, and Jean-Pierre Aubry

Employers Lukewarm About Retaining Older Workers
Andrew D. Eschtruth, Steven A. Sass, and Jean-Pierre Aubry

Sharing Risk: The Netherlands' New Approach to Pensions
Eduard H.M. Ponds and Bart van Riel

Will People Be Healthy Enough to Work Longer?
Alicia H. Munnell and Jerilyn Libby

Households 'At Risk': A Closer Look at the Bottom Third
Alicia H. Munnell, Francesca Golub-Sass, Pamela Perun, and Anthony Webb

What Moves the National Retirement Risk Index? A Look Back and an Update
Alicia H. Munnell, Francesca Golub-Sass, and Anthony Webb

Employer Survey: 1 of 4 Boomers Won't Retire Because They Can't
Alicia H. Munnell, Steven A. Sass, and Jean-Pierre Aubry

Job Tenure and the Spread of 401(k)s
Alicia H. Munnell, Kelly Haverstick, and Geoffrey Sanzenbacher

Will Reverse Mortgages Rescue the Baby Boomers?
Andrew Eschtruth, Wei Sun, and Anthony Webb

Do Older Workers Face Greater Risk of Displacement?
Alicia H. Munnell, Steven Sass, Mauricio Soto, and Natalia Zhivan

Investment Returns: Defined Benefit vs. 401(k)
Alicia H. Munnell, Mauricio Soto, Jerilyn Libby, and John Prinzivalli

An Update on Private Pensions
Alicia H. Munnell and Pamela Perun

Will We Have to Work Forever?
Alicia H. Munnell, Marric Buessing, Mauricio Soto, and Steven Sass

Employer Attitudes Toward Older Workers: Survey Results
Alicia H. Munnell, Steven A. Sass and Mauricio Soto

How to Improve Long-Term Immigration Projections
Neil Howe and Richard Jackson

A New National Retirement Risk Index
Alicia H. Munnell, Anthony Webb and Luke Delorme

Learning by Teaching
Steven A. Sass, Francis Vitagliano, and Luke Delorme

How Secure Are Retirement Nest Eggs?
Richard W. Johnson, Gordon B.T.Mermin, and Cori Uccello

Why are Healthy Employers Freezing their Pensions?
Alicia H. Munnell, Francesca Golub-Sass, Mauricio Soto, and Francis Vitagliano

401(k) Plans Are Still Coming Up Short
Alicia H. Munnell and Annika Sundén

The State of Private Pensions: Current 5500 Data
Marric Buessing and Mauricio Soto

Empirical Regularity Suggests Retirement Risks
Luke Delorme, Alicia H. Munnell and Anthony Webb

The House and Living Standards in Retirement
Alicia H. Munnell and Mauricio Soto

How Do Pensions Affect Replacement Rates?
Alicia H.Munnell and Mauricio Soto

Sorting Out Social Security Replacement Rates
Alicia H. Munnell and Mauricio Soto

Why Do Women Claim Social Security Benefits So Early?
Alicia H. Munnell and Mauricio Soto

What Makes Older Women Work?
Alicia H. Munnell and Natalia Jivan

How Much Are Workers Saving?
Alicia H. Munnell, Francesca Golub-Sass, and Andrew Varani

National Saving and Social Security Reform
Andrew Eschtruth and Robert Triest

What is Progressive Price Indexing?
Alicia H. Munnell and Mauricio Soto

Is Private Long-Term Care Insurance the Answer?
Richard W. Johnson and Cori E. Uccello

What Makes Retirees Happy?
Keith A. Bender and Natalia A. Jivan

Yikes! How to Think About Risk?
Alicia H. Munnell, Steven A. Sass, and Mauricio Soto

401(k) Plans and Women: A "Good News/Bad News" Story
Alicia H. Munnell and Steven A. Sass

Improving 401(k) Investment Performance
William G. Gale, J. Mark Iwry, Alicia H. Munnell, and Richard H. Thaler

Will Health Care Costs Erode Retirement Security?
Richard W. Johnson and Rudolph G. Penner

Why Is Life Expectancy So Low in the United States?
Alicia H. Munnell, Robert E. Hatch, and James G. Lee

An Update on Pension Data
Alicia H. Munnell, James G. Lee and Kevin B. Meme

Should We Raise Social Security's Earliest Eligibility Age?
Alicia H. Munnell, Kevin B. Meme, Natalia A. Jivan, and Kevin E. Cahill

Basic Investment Theory Explained
Kevin E. Cahill and Sheila Campbell

How Has the Shift to 401(k)s Affected the Retirement Age?
Alicia H. Munnell, Kevin E. Cahill, and Natalia A. Jivan

Suspending the Employer 401(k) Match
Alicia H. Munnell and Annika Sundén

Pension Accounting & Personal Saving
Annamaria Lusardi, Jonathan Skinner, and Steven Venti

A Primer on IRAs
Alicia H. Munnell

Is Working Longer the Answer for an Aging Workforce?
Gary Burtless and Joseph F. Quinn

How Will the Rise in 401(k) Plans Affect Bequests?
Alicia H. Munnell, Annika Sundén, Mauricio Soto, and Catherine Taylor

Are Older Workers Responding to the Bear Market?
Andrew D. Eschtruth and Jonathan Gemus

Sex and 401(k) Plans
Sheila Campbell and Alicia H. Munnell

How Important Are Private Pensions?
Alicia H. Munnell, Annika Sundén and Elizabeth Lidstone

A Primer on Reverse Mortgages
Andrew D. Eschtruth and Long C. Tran

Household Borrowing from 401(k) Plans
Annika Sundén and Brian Surette

What to Do about the Social Security Earnings Test?
Jonathan Gruber and Peter Orszag