Topic: Savings and Consumption
Fees and Trading Costs of Equity Mutual Funds in 401(k) Plans and Potential Savings from ETFS and Commingled Trusts
Richard W. Kopcke, Francis M. Vitagliano, and Zhenya S. Karamcheva
The National Retirement Risk Index: After The Crash
Alicia H. Munnell, Anthony Webb, and Francesca Golub-Sass
Work Ability and the Social Insurance Safety Net in the Years Prior to Retirement
Richard W. Johnson, Melissa M. Favreault, and Corina Mommaerts
Why Are Stocks So Risky?
Richard W. Kopcke and Dan Muldoon
Making Your Nest Egg Last a Lifetime
Anthony Webb
The Wealth of Older Americans and the Sub-Prime Debacle
Barry Bosworth and Rosanna Smart
Pension Reforms and the Incentives to Save: Lessons from Mexico
Gabriel Lara-Ibarra
The Case for Investing in Bonds During Retirement
Anthony Webb
Should You Carry a Mortgage into Retirement?
Anthony Webb
Accounting for Non-Annuitization
Svetlana Pashchenko
What is the Impact of Foreclosures on Retirement Security?
Irena Dushi, Leora Friedberg, and Anthony Webb
Does Retirement Saving “Catch-up” When Children Fly the Coop?
Norma B. Coe and Anthony Webb
Capital Income Taxes With Heterogeneous Discount Rates
Peter Diamond and Johannes Spinnewijn
Long-Term Care Costs and the National Retirement Risk Index
Alicia H. Munnell, Anthony Webb, Francesca Golub-Sass, and Dan Muldoon
The Economic Meltdown, Employment, and Future Retirement Incomes
Barbara Butrica, Richard Johnson, and Karen Smith
What Does It Cost To Guarantee Returns?
Alicia H. Munnell, Alex Golub-Sass, Richard W. Kopcke, and Anthony Webb
How Much Risk is Acceptable?
Alicia H. Munnell, Anthony Webb, and Alex Golub-Sass
Portfolio Choice in Retirement: Health Risk and the Demand for Annuities, Housing and Risky Assets
Motohiro Yogo
Do Health Problems Reduce Consumption at Older Ages?
Barbara A. Butrica, Richard W. Johnson, and Gordon B.T. Mermin
The Housing Bubble and Retirement Security
Alicia H. Munnell and Mauricio Soto
The Response of Household Saving to the Large Shock of German Reunification
Nicola Fuchs-Schündeln
Do Households Have a Good Sense of Their Retirement Preparedness?
Alicia H. Munnell, Francesca Golub-Sass, Mauricio Soto, and Anthony Webb
The Annuity Puzzle and Negative Framing
Julie R. Agnew, Lisa R. Anderson, Jeffrey R. Gerlach, and Lisa R. Szykman
Evaluating Micro-Survey Estimates of Wealth and Saving
Barry P. Bosworth and Rosanna Smart
The Impact of Changing Earnings Volatility on Retirement Wealth
Austin Nichols and Melissa M. Favreault
The Housing Bubble and Retirement Security
Alicia H. Munnell and Mauricio Soto
Health Care Costs Drive Up the National Retirement Risk Index
Alicia H. Munnell, Mauricio Soto, Anthony Webb, Francesca Golub-Sass, and Dan Muldoon
An Assessment of Life-Cycle Funds
Mauricio Soto, Robert K. Triest, Alex Golub-Sass, and Francesca Golub-Sass
The Trajectory of Wealth in Retirement
David A. Love, Michael G. Palumbo, and Paul A. Smith
How Many Struggle to Get By in Retirement?
Barbara A. Butrica, Dan Murphy, and Sheila R. Zedlewski
How the Income Tax Treatment of Saving and Social Security Benefits May Affect Boomers' Retirement Incomes
Barbara A. Butrica, Karen E. Smith, and Eric Toder
Saving and Wealth Accumulation in the PSID, 1984-2005
Barry P. Bosworth and Sarah Anders
Older Women's Income and Wealth Packages in Cross-National Perspective
Timothy M. Smeeding, Janet C. Gornick, Eva Sierminska, and Maurice Leach
Is There Really a Retirement Savings Crisis? An NRRI Analysis
Alicia H. Munnell, Anthony Webb, and Francesca Golub-Sass
An Annuity People Might Actually Buy
Anthony Webb, Guan Gong, and Wei Sun
Capital Income Flows and the Relative Well-Being of America's Aged Population
Barry P. Bosworth, Gary Burtless, and Sarah E. Anders
Why Are Widows So Poor?
Nadia Karamcheva and Alicia H. Munnell
Financing Long-Term Care: Lessons From Abroad
Howard Gleckman
Do People Plan to Tap Their Home Equity in Retirement?
Alicia H. Munnell, Mauricio Soto, and Jean-Pierre Aubry
The Role of Governance in Retirement Investments: Evidence from Variable Annuities
Richard Evans and Rüdiger Fahlenbrach
Evaluating the Advanced Life Deferred Annuity - An Annuity People Might Actually Buy
Guan Gong and Anthony Webb
Households 'At Risk': A Closer Look at the Bottom Third
Alicia H. Munnell, Francesca Golub-Sass, Pamela Perun, and Anthony Webb
What Moves the National Retirement Risk Index? A Look Back and an Update
Alicia H. Munnell, Francesca Golub-Sass, and Anthony Webb
Demographic Influences on Saving-Investment Balances in Developing and Developed Economies
Ralph C. Bryant
What Happens to Household Portfolios After Retirement?
Coutney Coile and Kevin Milligan
How Economic Security Changes During Retirement
Barbara A. Butrica
International Investment for Retirement Savers: Historical Evidence on Risk and Returns
Gary Burtless
Cross-National Comparison of Income and Wealth Status in Retirement: First Results from the Luxembourg Wealth Study (LWS)
Eva Sierminska, Andrea Brandolini, and Timothy M. Smeeding
Will Reverse Mortgages Rescue the Baby Boomers?
Andrew Eschtruth, Wei Sun, and Anthony Webb
Saving and Demographic Change: The Global Dimension
Barry Bosworth and Gabriel Chodorow-Reich
Annuitized Wealth and Consumption at Older Ages
Barbara A. Butrica and Gordon B.T. Mermin
Risk and Reward of International Investing for U.S. Retirement Savers: Historical Evidence
Gary Burtless
Optimal Retirement Asset Decumulation Strategies: The Impact of Housing Wealth
Wei Sun, Robert K. Triest and Anthony Webb
A New National Retirement Risk Index
Alicia H. Munnell, Anthony Webb and Luke Delorme
Learning by Teaching
Steven A. Sass, Francis Vitagliano, and Luke Delorme
How Secure Are Retirement Nest Eggs?
Richard W. Johnson, Gordon B.T.Mermin, and Cori Uccello
No Place Like Home: Older Adults and Their Housing
Timothy Smeeding, Barbara Boyle Torrey, Jonathan Fisher, David S. Johnson, and Joseph Marchand
Empirical Regularity Suggests Retirement Risks
Luke Delorme, Alicia H. Munnell and Anthony Webb
Determinants and Consequences of Bargaining Power in Households
Leora Friedberg and Anthony Webb
The House and Living Standards in Retirement
Alicia H. Munnell and Mauricio Soto
Cross-National Evidence on the Burden of Age-Related Public Transfers and Health Benefits
Gary Burtless
How Much Are Workers Saving?
Alicia H. Munnell, Francesca Golub-Sass, and Andrew Varani
When the Nest Egg Cracks: Financial Consequences of Health Problems, Marital Status Changes, and Job
Richard W. Johnson, Gordon B.T. Mermin, and Cori E. Uccello
How Portfolios Evolve After Retirement: The Effect of Health Shocks
Courtney Coile and Kevin Milligan
The Decline in Household Saving: What Can We Learn from Survey Data?
Barry Bosworth and Lisa Bell
Will Baby Boomers Drown in Debt?
Mauricio Soto
The Retirement Consumption Conundrum: Evidence from a Consumption Survey
Johnathan Fisher, David S. Johnson, Joseph Marchand, Timothy M. Smeeding, and Barbara Boyle Torrey
Life is Cheap: Using Mortality Bonds to Hedge Aggregate Mortality Risk
Leora Friedberg and Anthony Webb
How Much Is the Working-Age Population Saving?
Alicia H. Munnell, Francesca Golub-Sass, and Andrew Varani
What Replacement Rates Do Households Actually Experience in Retirement?
Alicia H. Munnell and Mauricio Soto
Bequests, Inheritances and Family Traditions
Donald Cox and Oded Stark
Understanding Expenditure Patterns in Retirement
Barbara A. Butrica, Joshua H. Goldwyn, and Richard W. Johnson
Changes in the Distribution of Long-Run Earnings and Retirement Incomes- Have Recent Cohorts Fallen
Peter Gottschalk and Minh Huynh
Nonearnings Income Migration in the United States: Anticipating the Geographical Impacts of Baby Boom Retirement
Peter B. Nelson
Saving for Retirement: Taxes Matter
James M. Poterba
Why Don't Americans Save?
Barry Bosworth
Basic Investment Theory Explained
Kevin E. Cahill and Sheila Campbell
The Impact Of Aging On Financial Markets and The Economy: A Survey
Barry P. Bosworth, Ralph C. Bryant, and Gary Burtless
Pension Accounting & Personal Saving
Annamaria Lusardi, Jonathan Skinner, and Steven Venti
A Primer on IRAs
Alicia H. Munnell
Motivation for Money and Care that Adult Children Provide for Parents: Evidence from "Point-Blank" S
Donald Cox and Beth J. Soldo
Effects of Stock Market Fluctuations on the Adequacy of Retirement Wealth Accumulation
Eric M. Engen, William G. Gale, and Cori E. Uccello
How Will the Rise in 401(k) Plans Affect Bequests?
Alicia H. Munnell, Annika Sundén, Mauricio Soto, and Catherine Taylor
Valuing Assets in Retirement Saving Accounts
James M. Poterba
Lifetime Earnings, Social Security Benefits, and the Adequacy of Retirement Wealth Accumulation
Eric M. Engen, William G. Gale, and Cori Uccello
A Primer on Reverse Mortgages
Andrew D. Eschtruth and Long C. Tran
Household Demand for Variable Annuities
Jeffrey R. Brown and James M. Poterba
Are Americans Saving Enough For Retirement?
Cori E. Uccello
Annuitization: Keeping Your Options Open
Irena Dushi and Anthony Webb
Living Arrangements and Supplemental Security Income Receipt Among the Aged
Melissa M. Favreault and Douglas A. Wolf
What Stock Market Returns to Expect for the Future?
Peter A. Diamond
It's All Relative: Understanding the Retirement Prospects of Baby-Boomers
Barbara A. Butrica, Howard M. Iams, and Karen E. Smith
Can Unexpected Retirement Explain the Retirement-Consumption Puzzle? Evidence for Subjective Retirement Expectations
Melvin Stephens Jr. and Steven J. Haider
Annuities and Individual Welfare
Thomas Davidoff, Jeffrey Brown, and Peter Diamond
Income Maintenance in Old Age: What Can be Learned from Cross-National Comparisons?
Timothy M. Smeeding (with assistance from James Williamson)
Explaining Why So Many People Do Not Save
Annamaria Lusardi
The Adequacy of Household Saving
Eric M. Engen, William G. Gale, and Cori E. Uccello