Topic: Savings and Consumption

• How Much to Save for a Secure Retirement
  Alicia H. Munnell, Francesca Golub-Sass, and Anthony Webb
• Implications of a 'Chained' CPI
  Alicia H. Munnell and William M. Hisey
• Did the Housing Boom Increase Household Spending?
  Shenyi Jiang, Wei Sun, and Anthony Webb
• The Potential Impact of the Great Recession on Future Retirement Incomes
  Barbara A. Butrica, Richard W. Johnson, and Karen E. Smith
• Is Today's Price-Earnings Ratio Too High?
  Richard W. Kopcke and Zhenya Karamcheva
• The Economic Security of an Aging Minority Population: A Profile of Latino Baby Boomers to Inform Future Retirees
  Zachary Gassoumis
• How Does the Caregiving Experience Affect Asset Trajectories of Informal Caregivers?: Findings from the Health and Retirement Study
  Jennifer C. Greenfield
• The Long-Term Effects of Individual Development Accounts on Wealth and Retirement Savings: Evidence from a Longitudinal Randomized Experiment
  Michal Grinstein-Weiss
• Equity Returns in the Coming Decade
  Richard W. Kopcke and Zhenya Karamcheva
• How Can Customized Information Change Financial Plans?
  Norma B. Coe and Kelly Haverstick
• How Important Are Intergenerational Transfers for Baby Boomers?
  Alicia H. Munnell, Anthony Webb, Zhenya Karamcheva, and Andrew Eschtruth
• How Important Are Inheritances for Baby Boomers?
  Alicia H. Munnell, Anthony Webb, Zhenya Karamcheva, and Andrew Eschtruth
• Responding to the Downturn: How Does Information Change Behavior?
  Norma B. Coe and Kelly Haverstick
• Effect of Informal Care on Work, Wages, and Wealth
  Courtney Harold Van Houtven, Norma B. Coe, and Meghan Skira
• How Will Higher Tax Rates Affect the National Retirement Risk Index?
  Alicia H. Munnell, Anthony Webb, and Francesca Golub-Sass
• Do Parents Live It Up When Children Fly the Coop?
  Norma B. Coe, Zhenya Karamcheva, and Anthony Webb
• How Do Responses to the Downturn Vary by Household Characteristics?
  Norma B. Coe and Kelly Haverstick
• Why Did Poverty Drop for the Elderly?
  Alicia H. Munnell, April Wu, and Josh Hurwitz
• What is the Age of Reason?
  Sumit Agarwal, John C. Driscoll, Xavier Gabaix, and David Laibson
• Spousal Health Shocks and the Timing of the Retirement Decision in the Face of Forward-Looking Financial Incentives
  Courtney Harold Van Houtven and Norma B. Coe
• The Case For Longevity Bonds
  David Blake, Tom Boardman, and Andrew Cairns
• Does Staying Healthy Reduce Your Lifetime Health Care Costs?
  Wei Sun, Anthony Webb, and Natalia Zhivan
• Getting to the Top of Mind: How Reminders Increase Saving
  Dean Karlan, Margaret McConnell, Sendhil Mullainathan, and Jonathan Zinman
• Intertemporal Substitution in Retirement Decisions: Evidence from Policy Discontinuities
  Dayanand Manoli
• Returns on 401(k) Assets by Cohort
  Alicia H. Munnell and Jean-Pierre Aubry
• Should You Convert a Traditional IRA Into a Roth IRA?
  Richard W. Kopcke and Francis M. Vitagliano
• What is the Distribution of Lifetime Health Care Costs from Age 65?
  Anthony Webb and Natalia Zhivan
• How Much Is Enough? The Distribution of Lifetime Health Care Costs
  Anthony Webb and Natalia Zhivan
• Workers' Response to the Market Crash: Save More, Work More?
  Steven A. Sass, Courtney Monk, and Kelly Haverstick
• Impact of Immigration on the Distribution of American Well-Being
  Gary Burtless
• Actual and Anticipated Inheritance Receipts
  Norma B. Coe and Anthony Webb
• How Seniors Change Their Asset Holdings During Retirement
  Karen Smith, Mauricio Soto, and Rudolph G. Penner
• Work Ability and the Social Insurance Safety Net in the Years Prior to Retirement
  Richard W. Johnson, Melissa M. Favreault, and Corina Mommaerts
• Why Are Stocks So Risky?
  Richard W. Kopcke and Dan Muldoon
• Fees and Trading Costs of Equity Mutual Funds in 401(k) Plans and Potential Savings from ETFS and Commingled Trusts
  Richard W. Kopcke, Francis M. Vitagliano, and Zhenya S. Karamcheva
• The Wealth of Older Americans and the Sub-Prime Debacle
  Barry Bosworth and Rosanna Smart
• The National Retirement Risk Index: After The Crash
  Alicia H. Munnell, Anthony Webb, and Francesca Golub-Sass
• Making Your Nest Egg Last a Lifetime
  Anthony Webb
• The Case for Investing in Bonds During Retirement
  Anthony Webb
• Should You Carry a Mortgage into Retirement?
  Anthony Webb
• Capital Income Taxes With Heterogeneous Discount Rates
  Peter Diamond and Johannes Spinnewijn
• A Life-Cycle Analysis of Retirement Savings and Portfolio Choices: Optimal Asset Allocation and Location with Taxable and Tax-Deferred Investment
  Zhe Li
• Long-Term Care Insurance, Medicaid Enrollment, Nursing Home Utilization and Savings Decisions of Single Female Elderly
  Geena Kim
• Accounting for Non-Annuitization
  Svetlana Pashchenko
• Pension Reforms and the Incentives to Save: Lessons from Mexico
  Gabriel Lara-Ibarra
• Long-Term Care Costs and the National Retirement Risk Index
  Alicia H. Munnell, Anthony Webb, Francesca Golub-Sass, and Dan Muldoon
• Do Health Problems Reduce Consumption at Older Ages?
  Barbara A. Butrica, Richard W. Johnson, and Gordon B.T. Mermin
• Evaluating Micro-Survey Estimates of Wealth and Saving
  Barry P. Bosworth and Rosanna Smart
• What Does It Cost To Guarantee Returns?
  Alicia H. Munnell, Alex Golub-Sass, Richard W. Kopcke, and Anthony Webb
• Portfolio Choice in Retirement: Health Risk and the Demand for Annuities, Housing and Risky Assets
  Motohiro Yogo
• Accounting for the Heterogeneity in Retirement Wealth
  Fang Yang
• The Long-Term Effects of the Divorce Revolution: Health, Wealth, and Labor Supply
  Kristin Mammen
• The Response of Household Saving to the Large Shock of German Reunification
  Nicola Fuchs-Schündeln
• The Impact of Changing Earnings Volatility on Retirement Wealth
  Austin Nichols and Melissa M. Favreault
• How Much Risk is Acceptable?
  Alicia H. Munnell, Anthony Webb, and Alex Golub-Sass
• The Housing Bubble and Retirement Security
  Alicia H. Munnell and Mauricio Soto
• The Housing Bubble and Retirement Security
  Alicia H. Munnell and Mauricio Soto
• Do Households Have a Good Sense of Their Retirement Preparedness?
  Alicia H. Munnell, Francesca Golub-Sass, Mauricio Soto, and Anthony Webb
• The Annuity Puzzle and Negative Framing
  Julie R. Agnew, Lisa R. Anderson, Jeffrey R. Gerlach, and Lisa R. Szykman
• An Assessment of Life-Cycle Funds
  Mauricio Soto, Robert K. Triest, Alex Golub-Sass, and Francesca Golub-Sass
• Participant Perceptions and Decision-Making Concerning Retirement Benefits
  Colleen E. Medill
• Older Women's Income and Wealth Packages in Cross-National Perspective
  Timothy M. Smeeding, Janet C. Gornick, Eva Sierminska, and Maurice Leach
• The Trajectory of Wealth in Retirement
  David A. Love, Michael G. Palumbo, and Paul A. Smith
• Health Care Costs Drive Up the National Retirement Risk Index
  Alicia H. Munnell, Mauricio Soto, Anthony Webb, Francesca Golub-Sass, and Dan Muldoon
• How Many Struggle to Get By in Retirement?
  Barbara A. Butrica, Dan Murphy, and Sheila R. Zedlewski
• How the Income Tax Treatment of Saving and Social Security Benefits May Affect Boomers' Retirement Incomes
  Barbara A. Butrica, Karen E. Smith, and Eric Toder
• Saving and Wealth Accumulation in the PSID, 1984-2005
  Barry P. Bosworth and Sarah Anders
• Capital Income Flows and the Relative Well-Being of America's Aged Population
  Barry P. Bosworth, Gary Burtless, and Sarah E. Anders
• Risk and Reward of International Investing for U.S. Retirement Savers: Historical Evidence
  Gary Burtless
• The Role of Governance in Retirement Investments: Evidence from Variable Annuities
  Richard Evans and Rüdiger Fahlenbrach
• Evaluating the Advanced Life Deferred Annuity - An Annuity People Might Actually Buy
  Guan Gong and Anthony Webb
• Is There Really a Retirement Savings Crisis? An NRRI Analysis
  Alicia H. Munnell, Anthony Webb, and Francesca Golub-Sass
• An Annuity People Might Actually Buy
  Anthony Webb, Guan Gong, and Wei Sun
• Why Are Widows So Poor?
  Nadia Karamcheva and Alicia H. Munnell
• Financing Long-Term Care: Lessons From Abroad
  Howard Gleckman
• Do People Plan to Tap Their Home Equity in Retirement?
  Alicia H. Munnell, Mauricio Soto, and Jean-Pierre Aubry
• Demographic Influences on Saving-Investment Balances in Developing and Developed Economies
  Ralph C. Bryant
• Annuitized Wealth and Consumption at Older Ages
  Barbara A. Butrica and Gordon B.T. Mermin
• International Investment for Retirement Savers: Historical Evidence on Risk and Returns
  Gary Burtless
• Saving and Demographic Change: The Global Dimension
  Barry Bosworth and Gabriel Chodorow-Reich
• How Economic Security Changes During Retirement
  Barbara A. Butrica
• Cross-National Comparison of Income and Wealth Status in Retirement: First Results from the Luxembourg Wealth Study (LWS)
  Eva Sierminska, Andrea Brandolini, and Timothy M. Smeeding
• What Stock Market Returns to Expect for the Future?
  Peter A. Diamond
• What Moves the National Retirement Risk Index? A Look Back and an Update
  Alicia H. Munnell, Francesca Golub-Sass, and Anthony Webb
• Households 'At Risk': A Closer Look at the Bottom Third
  Alicia H. Munnell, Francesca Golub-Sass, Pamela Perun, and Anthony Webb
• What Happens to Household Portfolios After Retirement?
  Coutney Coile and Kevin Milligan
• Optimal Retirement Asset Decumulation Strategies: The Impact of Housing Wealth
  Wei Sun, Robert K. Triest and Anthony Webb
• Will Reverse Mortgages Rescue the Baby Boomers?
  Andrew Eschtruth, Wei Sun, and Anthony Webb
• No Place Like Home: Older Adults and Their Housing
  Timothy Smeeding, Barbara Boyle Torrey, Jonathan Fisher, David S. Johnson, and Joseph Marchand
• Determinants and Consequences of Bargaining Power in Households
  Leora Friedberg and Anthony Webb
• A New National Retirement Risk Index
  Alicia H. Munnell, Anthony Webb and Luke Delorme
• Learning by Teaching
  Steven A. Sass, Francis Vitagliano, and Luke Delorme
• How Secure Are Retirement Nest Eggs?
  Richard W. Johnson, Gordon B.T.Mermin, and Cori Uccello
• Cross-National Evidence on the Burden of Age-Related Public Transfers and Health Benefits
  Gary Burtless
• Empirical Regularity Suggests Retirement Risks
  Luke Delorme, Alicia H. Munnell and Anthony Webb
• Is Adverse Selection in the Annuity Market a Big Problem?
  Anthony Webb
• The Decline in Household Saving: What Can We Learn from Survey Data?
  Barry Bosworth and Lisa Bell
• How Portfolios Evolve After Retirement: The Effect of Health Shocks
  Courtney Coile and Kevin Milligan
• The Retirement Consumption Conundrum: Evidence from a Consumption Survey
  Johnathan Fisher, David S. Johnson, Joseph Marchand, Timothy M. Smeeding, and Barbara Boyle Torrey
• When the Nest Egg Cracks: Financial Consequences of Health Problems, Marital Status Changes, and Job
  Richard W. Johnson, Gordon B.T. Mermin, and Cori E. Uccello
• The House and Living Standards in Retirement
  Alicia H. Munnell and Mauricio Soto
• Life is Cheap: Using Mortality Bonds to Hedge Aggregate Mortality Risk
  Leora Friedberg and Anthony Webb
• How Much Is the Working-Age Population Saving?
  Alicia H. Munnell, Francesca Golub-Sass, and Andrew Varani
• How Much Are Workers Saving?
  Alicia H. Munnell, Francesca Golub-Sass, and Andrew Varani
• What Replacement Rates Do Households Actually Experience in Retirement?
  Alicia H. Munnell and Mauricio Soto
• Bequests, Inheritances and Family Traditions
  Donald Cox and Oded Stark
• Will Baby Boomers Drown in Debt?
  Mauricio Soto
• Understanding Expenditure Patterns in Retirement
  Barbara A. Butrica, Joshua H. Goldwyn, and Richard W. Johnson
• Changes in the Distribution of Long-Run Earnings and Retirement Incomes- Have Recent Cohorts Fallen
  Peter Gottschalk and Minh Huynh
• Nonearnings Income Migration in the United States: Anticipating the Geographical Impacts of Baby Boom Retirement
  Peter B. Nelson
• Why Don't Americans Save?
  Barry Bosworth
• The Impact Of Aging On Financial Markets and The Economy: A Survey
  Barry P. Bosworth, Ralph C. Bryant, and Gary Burtless
• Effects of Stock Market Fluctuations on the Adequacy of Retirement Wealth Accumulation
  Eric M. Engen, William G. Gale, and Cori E. Uccello
• Saving for Retirement: Taxes Matter
  James M. Poterba
• Motivation for Money and Care that Adult Children Provide for Parents: Evidence from "Point-Blank" S
  Donald Cox and Beth J. Soldo
• Lifetime Earnings, Social Security Benefits, and the Adequacy of Retirement Wealth Accumulation
  Eric M. Engen, William G. Gale, and Cori Uccello
• Valuing Assets in Retirement Saving Accounts
  James M. Poterba
• Annuitization: Keeping Your Options Open
  Irena Dushi and Anthony Webb
• Household Demand for Variable Annuities
  Jeffrey R. Brown and James M. Poterba
• Living Arrangements and Supplemental Security Income Receipt Among the Aged
  Melissa M. Favreault and Douglas A. Wolf
• Basic Investment Theory Explained
  Kevin E. Cahill and Sheila Campbell
• It's All Relative: Understanding the Retirement Prospects of Baby-Boomers
  Barbara A. Butrica, Howard M. Iams, and Karen E. Smith
• Can Unexpected Retirement Explain the Retirement-Consumption Puzzle? Evidence for Subjective Retirement Expectations
  Melvin Stephens Jr. and Steven J. Haider
• Annuities and Individual Welfare
  Thomas Davidoff, Jeffrey Brown, and Peter Diamond
• Pension Accounting & Personal Saving
  Annamaria Lusardi, Jonathan Skinner, and Steven Venti
• A Primer on IRAs
  Alicia H. Munnell
• How Will the Rise in 401(k) Plans Affect Bequests?
  Alicia H. Munnell, Annika Sundén, Mauricio Soto, and Catherine Taylor
• A Primer on Reverse Mortgages
  Andrew D. Eschtruth and Long C. Tran
• Explaining Why So Many People Do Not Save
  Annamaria Lusardi
• Are Americans Saving Enough For Retirement?
  Cori E. Uccello
• Income Maintenance in Old Age: What Can be Learned from Cross-National Comparisons?
  Timothy M. Smeeding (with assistance from James Williamson)
• Do Spouses Coordinate Their Investment Decisions In Order To Share Risks?
  Cori E. Uccello
• The Adequacy of Household Saving
  Eric M. Engen, William G. Gale, and Cori E. Uccello