Archive:

Cheerful senior man at home looking at his mail

Introduction Social Security’s Earliest Eligibility Age (EEA) allows one to claim reduced benefits as early as age 62. For full benefits, individuals must wait until the Normal Retirement Age (NRA), which was traditionally 65 but is gradually increasing to 67. So, Americans have a choice to make when they reach their early 60s: claim a…

A glass jar full of coins and plant growing through it with some coins and plant leaves.

Introduction The British retirement income system is perhaps more dependent on private programs than any in the industrialized world. The government provides a modest and uniform “Basic Pension” to career workers, and now to carers and the disabled. But as benefits are indexed to prices, not wages, the Basic Pension is projected to replace a…