Archive: Yinji Li

Senior man working at laptop at home

Abstract Over the past two decades, the share of individuals claiming Social Security at the Early Eligibility Age has dropped, and the average retirement age has increased.  At the same time, Social Security rules have changed substantially, employer-sponsored retirement plans have shifted from defined benefit (DB) to defined contribution (DC), health has improved, and mortality…

Mature man is hired to handle outreach to senior adults

The brief’s key findings are: This analysis addresses how the transition from defined benefit to defined contribution plans affected retirement wealth and income during 1992-2010. The results show: total retirement wealth from employer plans was roughly flat, and this wealth is now more skewed toward those with more education; the income produced by each dollar…