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Their finances are in the green

The brief’s key findings are: New rules enable one member of a two-earner couple to claim a Social Security spousal benefit at age 66 and then claim a higher retired worker benefit later. The most likely person to use this strategy is the higher-earning spouse, who can receive benefits while working without losing the gains…

Senior woman doing finances at home

The brief’s key findings are: A recent experiment tested how retirement saving is affected by two emotions: hope (the degree of yearning for a secure retirement); and hopefulness (the perceived likelihood of a secure retirement). The experiment “threatened” these emotions by telling some participants that the chances of a secure retirement were worse than expected…