Archive: Zachary A. Morris

Social Security sign in a garden

Abstract The objective of this paper is to analyze why older adults with disabilities experienced greater financial hardship during the COVID-19 pandemic.  It is hypothesized that increased household spending during the pandemic due to increased disability-related costs, and not job loss, mediated the relationship between disability and financial insecurity.  The paper analyzes data for adults…

Their finances are in the green

Abstract This paper presents a framework for assessing the adequacy of disability benefit programs and then applies that framework to an analysis of two Social Security disability programs in the U.S.: Social Security Disability Insurance and Supplemental Security Income.  The paper draws on survey data from the Health and Retirement Study linked to administrative records…