Tag: employer-sponsored health insurance (ESI)

Senior man working at laptop at home

Abstract The inclusion of employer-sponsored health insurance (ESI) in taxable income would increase income and payroll tax receipts, but would also increase Old Age, Survivors, and Disability Insurance (OASDI) benefits by adding ESI to the OASDI earnings base. This study uses the Urban Institute’s DYNASIM model to estimate the effects of including ESI premiums in…

Senior woman grocery shopping

Abstract Cash income offers an incomplete picture of the resources available to finance household consumption.  Most American families are covered by an insurance plan that pays for some or all of the health care they consume.  Only a comparatively small percentage of families pay for the full cost of this insurance out of their cas…