Tag: international equity allocations

Mature man is hired to handle outreach to senior adults

Abstract We examine the international equity allocations of over 3 million individuals in 296 401(k) plans over the 2006-2011 period.  These allocations show enormous cross-individual variation, ranging between zero and over 75 percent, as well as an upward trend that is only partially accounted for by the slight decrease in importance of the U.S. market…

Hand holding coins in birds nest.

Abstract An important decision facing retirement savers is how to allocate their savings across different assets. The decision includes the choice of how to divide investments between domestic and foreign holdings. This study uses return data for 1927-2005 to determine whether cross-border investing in the past would have been advantageous to retirement savers in eight…