Tag: researcher

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The notion in policy circles that governments should provide in-kind benefits, rather than cash, is often framed as being impractical or even unfair. The proponents of cash payments argue that people should be able to choose how they spend their money. A new paper presents the opposite side: Sometimes people are better off with in-kind…

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Numerous articles have appeared here in recent months about the ways that racial disparities are infused into our financial and economic systems. Two barriers to Latinx and Black workers’ ability to save, for example, are less health insurance coverage and more burdensome student loan payments than White workers have. Or consider the different long-term housing…