Terms of Use

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Acceptance of Terms of Use

By using this website and all other websites of the Center for Retirement Research at Boston College (CRR) with a domain name beginning in crr.bc.edu, you agree to the terms of use listed below. These terms may be modified periodically without notice. Your use of the site(s), thereafter, signifies your acceptance of the modified terms.

Links to Third Party Sites

CRR websites may contain links to non-University sites (Third Party Sites). The CRR and The Trustees are not responsible for and do not control the content of linked Third Party Sites. The inclusion of any link does not imply CRR endorsement of the site, entity, products or services. Checking the privacy statement of the Third Party Site is recommended.


Generally, CRR websites collect information to improve site or individual webpage content, monitor performance, and improve functionality. However, some pages collect information to provide services. CRR complies with Boston College’s regulations governing personal privacy and the confidentiality of information. Information that doesn’t fall under established legal protections is subject to public disclosure under law.

Access and Use of Services

Abuse or misuse of access or services, including the unauthorized access or disclosure of personally identifiable information is a violation of Boston College policy and may constitute violations of law. Violations of law or Boston College policy may result in prosecution, as determined by due process. Violations of law or these terms of use by the public may result in prosecution.

As a condition of your access and use of services, you agree you will: 1) not use the services for any purpose that is unlawful or prohibited by Boston College policy or these terms of use; 2) not attempt to gain unauthorized access to any services, information, computer systems or networks connected to any Boston College server or to any Boston College Services; 3) not use the services in any manner that could damage, disable, overburden, or impair any server or network(s) or interfere with any other party’s use and enjoyment of any services.

Restrictions on Use of Materials

All CRR trademarks, service marks, and trade names are the property of The Trustees of Boston College, and are not to be used by third parties without prior written permission. Materials available from CRR web space may be copied, reproduced, uploaded, posted, transmitted, or distributed for non-commercial purposes without explicit permission provided that the authors are identified and full credit, including copyright notice, is given to The Trustees of Boston College and the Center for Retirement Research. Modification or use of CRR materials for any other purpose may be a violation of copyright and other proprietary rights. The findings and conclusions expressed by CRR’s Partners are solely those of the authors and do not represent the views or policies of the Trustees of Boston College and the Center for Retirement Research. Contact crr@bc.edu for more information regarding restrictions on the use of CRR materials.

Digital Millennium Copyright Act (DMCA)

Under the Digital Millennium Copyright Act, Boston College must specify an agent to receive notices of infringement from an owner alleging that a CRR website is infringing its copyright. CRR has designated the following agent:

Nora E. Field
General Counsel
Boston College
14 Mayflower Road
Chestnut Hill, Massachusetts 02467
Telephone: 617-552-4473
Fax: 617-552-0961
E-Mail: nora.field@bc.edu


The materials on the CRR websites are provided “as is” and without warranties of any kind. To the fullest extent permissible under applicable law, CRR disclaims all warranties, including, but not limited to: implied warranties of merchantability; fitness for a particular purpose; that functions will be uninterrupted or error-free; that materials are correct or reliable; that defects will be corrected; or that this site or the server that makes it available are free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permissible, under applicable law, CRR shall not be liable for any special or consequential damages that result from the use of or the inability to use the materials on CRR websites. In no event shall CRR’s total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing these sites.

Comments Policy for Squared Away

“Every Action done in Company, ought to be with Some Sign of Respect, to those that are Present.”
– George Washington’s “Rules of Civility”

The single most important goal of Squared Away is to provide information that promotes a national dialogue about financial literacy and behavior in all of its forms.  We are eager for readers to post their comments at the end of each blog entrywhether they are experts in the field or curious readers who want to learn more.

Thoughtful comments reflecting a wide range of views will elevate our conversation. Unfortunately, spam is endemic on the Web.

While we use a spam filter, Akisimet, some unrelated or inappropriate comments will inevitably get through.  So we are forced to screen comments before posting them publicly.  To minimize the delays after readers post their comments, we plan to monitor incoming comments frequently to keep the conversations flowing.

Squared Away follows the same basic standard that dictates what gets into a newspaper:  it can be read at the breakfast table over a cup of coffee.

We reserve the rights to edit comments for accuracy or length and will not publish comments containing:

– abusive language

– advertisements

– ad-hominem attacks

– racist, sexist, homophobic or other hateful slurs

– excessively foul language

– off-topic information

– spam.

Please note that the comments period will end 60 days after the blog post goes live.