Archive: Uncategorized

Talking about money can be hard – but in this case, it’s worth it. There are challenges that come with being in a couple – and just so I don’t anger my wife, I mean financially – but one of the greatest may be simply talking about money. When it comes to retirement planning, however,…
As U.S. financial firms push toward embedding life annuities in 401(k) plans, it is useful to assess the risks, as well as the gains, associated with making annuitization the default distribution option. While default strategies have proven highly effective during the accumulation phase, approaches that work well for retirement saving may have unintended adverse consequences…