Stethoscope on the dollars

Even the best-laid plans can go awry.  Retirees face the risk of a large healthcare spending shock for medical or long-term care (LTC) either because their health insurance involves significant cost sharing or because they lack insurance entirely in the case of LTC…

Close up of a hand holding a magnifying glass over wooden circles with health insurance icons

Many older adults will require some long-term care (LTC) later in life, with over half needing intensive support – often for an extended period. The resources required to meet such high-intensity, long-duration needs – either informal support from family members or paid formal care – can be substantial. The question is whether older adults understand…

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A older woman at work

In a recent podcast, syndicated columnist Helen Dennis and I discuss her program for “renewment” as opposed to retirement. Specifically aimed at career...

Scissors and money icons on wooden cubes

It would be good fiscal policy and, I bet, good politics. Here’s the plan.  The President has linked two budget...

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The medium- and long-term effects of the COVID-19 pandemic are of continued interest to policymakers, advocates, and academics.  Given the importance of health in decisions to work, earn, and eventually claim OASI benefits, COVID may have long-term effects on programs SSA administers even well after the official end of the pandemic…

One aspect of the pandemic that has persisted is the increased relevance of remote work.  This shift could help older people with disabilities, who might otherwise find it hard to get or keep jobs.  Indeed, this group has a higher employment rate post-pandemic than pre-pandemic…

Given that only about half of private sector workers are covered by an employer-sponsored plan at any given time, 16 states have launched – or are in the process of launching – auto-IRA programs that require employers without a plan to auto-enroll their workers in a Roth IRA.  While these programs will help those without…

CRR IN THE NEWS

Alarm clock

Rethinking65

If your conversations about long-term-care costs and risks aren’t candid enough, you may not be getting through to clients.

Elderly people measuring their pulse with their fingertips at a long-term care facility

If you think you’ve saved enough for retirement, you may not be thinking about long-term care.