Archive: Gary V. Engelhardt
In the three decades from 1980 to 2010, there was a steady rise in the number of men receiving Social Security Disability Insurance (DI) benefits. The number of beneficiaries peaked in 2012 and has declined significantly since the end of the Great Recession, tracking very closely the (pre-pandemic) fall in the national unemployment rate and…
Abstract This paper examines how homeownership evolves in old age and around the time of death, using detailed data from the Health and Retirement Study to assess the extent to which housing wealth held by older Americans might be used to complement Social Security in the provision of retirement income. Critical components of the analysis…