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Even the best-laid plans can go awry. Retirees face the risk of a large healthcare spending shock for medical or long-term care (LTC) either because their health insurance involves significant cost sharing or because they lack insurance entirely in the case of LTC…
Many older adults will require some long-term care (LTC) later in life, with over half needing intensive support – often for an extended period. The resources required to meet such high-intensity, long-duration needs – either informal support from family members or paid formal care – can be substantial. The question is whether older adults understand…
