Archive: John C. Driscoll
![Working together on their budget](https://crr.bc.edu/wp-content/uploads/2022/11/financing_retirement_5-1536x988.jpg)
The brief’s key findings are: Individuals make the most effective financial decisions in middle age, resulting in lower fees and interest rates on credit and loan transactions. Financial performance declines for older adults, raising a potential concern as the retirement system has shifted more decisions to individuals. A range of policy responses is possible –…