Archive: Joshua H. Goldwyn
![Senior couple and tecnologies](https://crr.bc.edu/wp-content/uploads/2022/11/financing_retirement_2-1536x1024.jpg)
Abstract Understanding the consumption needs of retirees is critical to assessing the adequacy of retirement income and the possible impact of Social Security reform on the well-being of older Americans. This study uses data from the Health and Retirement Study, including a recent supplemental expenditure survey, to analyze spending patterns and consumption needs for adults…
![June,1,,2019,,Brazil.,In,This,Photo,Illustration,The,Social](https://crr.bc.edu/wp-content/uploads/2022/11/social_security_7-1536x1024.jpg)
Reform Model Two of the President’s Commission to Strengthen Social Security: Distributional Outcome
Abstract This project uses dynamic microanalytic simulation techniques to explore the distributional consequences of Plan 2 of the President’s Commission to Strengthen Social Security. This plan includes a voluntary personal account that would be “carved out” of currently-scheduled benefit contributions, a new minimum benefit, and an increase in widow(er)s benefits. It also shifts the current…