Archive: Thomas S. Dee
![Senior couple and tecnologies](https://crr.bc.edu/wp-content/uploads/2022/11/financing_retirement_2-1536x1024.jpg.webp)
The brief’s key findings are: Defaults, such as 401(k) auto-enrollment, have encouraged people to adopt behaviors that align with their intentions. Researchers have begun to explore what happens when the default may not align with intentions. A new experiment tested whether defaults could encourage low-income tax filers to invest about 10 percent of their refunds…