Archive: Behavior

Senior carpenter having back pain stock photo

Picture an older warehouse worker whose back pain might qualify him for a federal cash benefit for his disability. If he’s right and his application is approved, he would get the Medicare health insurance he needs to manage his condition. But there’s a problem. Applicants often quit their jobs to strengthen the case for disability…

credit cards

Not all borrowing is bad. Someone with a low-rate mortgage of modest size on an appreciating house has a very valuable asset. And some retirees pay off their credit cards every month without breaking a sweat. But about four out of every 10 older U.S. households are falling into the trap of having too muc…