Frequently Requested Data

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Our “frequently requested data” provide answers to commonly asked retirement income questions.  We encourage you to use and share these data.

1. Average Retirement Age for Men and Women

2. Median 401(k)/IRA Balances for Working Households with a 401(k)

3. Participation of Eligible Workers in 401(k) Plans, by Income and Age

4. Social Security Replacement Rates for Average Earner Retiring at Age 65

5. Workers with Pension Coverage by Type of Plan

6. Pension Participation of All Workers, by Type of Plan

7. Home Ownership Rates by Age

8. Change in Unemployment Rate in Recessions, by Gender and Age

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1. Average Retirement Age for Men and Women, 1962-2025

Source: Center for Retirement Research at Boston College calculations from U.S. Census Bureau. Current Population Survey, 1962-2025.
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2. Median 401(k)/IRA Balances for Working Households with a 401(k), Ages 55-64, 2022

Source: Center for Retirement Research at Boston College calculations from U.S. Board of Governors of the Federal Reserve System. Survey of Consumer Finances, 2022.
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3. Participation of Eligible Workers in 401(k) Plans, by Income and Age, 2022

Source: Center for Retirement Research at Boston College calculations based on the U.S. Board of Governors of the Federal Reserve System. Survey of Consumer Finances, 2022.
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4. Social Security Replacement Rates for Average Earner Retiring at Age 65, 1995, 2015, and 2035

Note: Replacement rates for 2035 are based on scheduled benefits not payable benefits.
Sources: Centers for Medicare and Medicaid Services. 2023. Medicare Trustees Report; and U.S. Social Security Administration. 2023. Social Security Trustees Report.
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5. Workers with Pension Coverage by Type of Plan, 1983, 1998, and 2022

Source: Authors’ calculations based on U.S. Board of Governors of the Federal Reserve System. Survey of Consumer Finances, 1983, 1998, and 2022. Washington, DC.
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6. Pension Participation of All Workers, by Type of Plan, 1989-2022

Source: Center for Retirement Research at Boston College estimates based on U.S. Board of Governors of the Federal Reserve System. Survey of Consumer Finances, 1989-2022.
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7. Home Ownership Rates by Age, 1983-2022

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Source: Center for Retirement Research at Boston College calculations from the U.S. Board of Governors of the Federal Reserve System. Survey of Consumer Finances, 1983-2022.
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8. Change in Unemployment Rate in Recent Recessions and 2020, by Gender and Age

* For the 2020 recession, the trough, as measured by the unemployment rate, was observed in April. Therefore, the change in unemployment represents the difference between February and April.
Source: U.S. Bureau of Labor Statistics. 2020. Selected Unemployment Indicators, Seasonally Adjusted. Economic News Release. Washington, DC.
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