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Ending ‘regulation by litigation’ may erode some protections for workers. Most people likely think their employer’s role in providing a 401(k) stops at choosing the provider, match rate, and investment options. What most workers probably don’t know is that under the law governing 401(k)s – the Employee Retirement Income Security Act of 1974 (ERISA) – employers must…
Workers and retirees are anxious when faced with unpredictable policies. Planning for a secure retirement is a major challenge; the plan must cover all of a person’s remaining years and beyond, taking into account their legacy. Further complicating such planning are possible shifts in the public policy environment: changes to social insurance programs can undermin…
