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Senior couple using laptop computer to pay bills

Two different measures tell a similar story. Working longer has been generally accepted as good advice for a secure retirement.  It directly increases current income; it allows people to contribute more to their 401(k)s; it shortens the period of retirement; and, importantly, delaying claiming of Social Security results in a much higher monthly benefit.  T…

US Capitol building in Washington DC

Going forward, the government will have to pay more – not less – to be competitive. A suggested revenue proposal that was initially included in Trump’s “one big beautiful bill” would increase the contribution that federal employees make to their defined benefit plan.  Increasing the contribution rate might be a good idea if federal employees…

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