Tag: 401(k) Auto-Enrollment Relate
![Senior woman doing finances at home](https://crr.bc.edu/wp-content/uploads/2022/11/financing_retirement_6-1536x1024.jpg)
The brief’s key findings are: While auto-enrollment boosts 401(k) participation, the resulting cost pressure on matching contributions could prompt employers to reduce their match. Analysis using the National Compensation Survey finds that plans with auto-enrollment do have lower match rates than plans without auto-enrollment. This finding suggests that employers may, indeed, be lowering their matc…
![A glass jar full of coins and plant growing through it with some coins and plant leaves.](https://crr.bc.edu/wp-content/uploads/2022/11/financing_retirement_8-1536x1024.jpg)
The brief’s key findings are: The Obama Administration has proposed “Auto-IRAs” to boost pension coverage among those not currently offered a plan. Such a policy is seen to offer great potential, given that 60 percent of low-income workers currently offered a 401(k) choose to participate. However, these low-income workers with 401(k)s are different from their…