Tag: delaying claiming

Rear view of an elderly couple walking along a sidewalk

Supplemental Transition Accounts for Retirement (STARTs) would raise retirement incomes.  Gary Koenig of AARP, Jason Fichtner of the Mercatus Center at George Mason University, and Bill Gale of the Brookings Institution have proposed Supplemental Transition Accounts for Retirement (STARTs) to raise the age at which Social Security benefits are first paid, thereby   reducing the tota…

Senior man working at laptop at home

Disclaimer: The U.S. Social Security Administration substantially limited the use of the “free loan” strategy in 2010, see press release | federal ruling Abstract When to claim Social Security is one of the most important decisions Americans face when approaching retirement. Recently, several unconventional claiming strategies have come to light – “Free Loan,” “Claim and Suspend,” and “Claim…