Tag: emergency fund

Commuters crossing crowded London Bridge on the way home from work

The minority of Americans who have a financial adviser say they feel pretty good about where they are. It’s everyone else who is largely dissatisfied with their finances. Among the workers and retirees who consult a financial adviser, two out of three describe themselves as financially secure, and the others are presumably working on it…

Money bag with coins and a lifebuoy on a gray background

It would offer easy access to emergency funds and encourage retirement saving. For 20 years, I have liked the idea of attaching a credit card to 401(k) accounts so that account holders would have an easy source for emergency saving.  My colleagues mocked me mercilessly.  Now that they have moved the need for emergency saving…