A glass jar full of coins and plant growing through it with some coins and plant leaves.

Pension Participation and Uncovered Workers

Issue Brief by Nadia S. Karamcheva and Geoffrey T. Sanzenbacher

August 15, 2010

The brief’s key findings are: The Obama Administration has proposed “Auto-IRAs” to boost pension coverage among those not currently offered a plan. Such a policy is seen to offer great potential, given that 60 percent of low-income workers currently offered a 401(k) choose to participate. However, these low-income workers with 401(k)s are different from their…

Woman's hand holding a pen looking a spreadsheet

Households ‘At Risk’: A Closer Look at the Bottom Third

Issue Brief by Alicia H. Munnell, Anthony Webb, Francesca N. Golub-Sass, and Pamela Perun

January 1, 2007

Introduction The Center’s National Retirement Risk Index (NRRI) provides a measure of the percentage of households that will be unable to maintain their standard of living in retirement. Issued in June 2006 with numbers based on the 2004 Federal Reserve’s Survey of Consumer Finances, the Index shows that 43 percent of the population will b…