Tag: marital status and retirement savings

Senior couple and tecnologies

The brief’s key findings are: The question is whether people getting married later has any effect on retirement saving. The analysis focuses on individuals’ contributions to a 401(k) plan before and after marriage. The results show that marriage is associated with higher participation and contribution rates for both men and women. These effects are relatively…

Senior woman doing finances at home

The brief’s key findings are: The retirement savings a household needs depends on its total earnings. For many dual-earners, only one person has a 401(k), so the question is whether the saver considers the non-saver’s earnings and chooses a higher contribution rate. The analysis shows that the 401(k) saver in a dual-earner couple does not have a…