Tag: Marriage Patterns

Senior woman doing finances at home

The brief’s key findings are: Women are spending a growing share of their lives single, so it is useful to consider how their marital history affects their retirement preparedness. While married women have much higher household earnings and wealth, they are more at risk of failing to maintain their standard of living in retirement. This…

Their finances are in the green

Abstract This paper seeks to determine the impact of the changing lives of women – increased labor force participation/earnings and reduced marriage rates – on Social Security replacement rates.   First, our estimates, based on the Health and Retirement Study and Modeling Income in the Near Term, show that Social Security replacement rates have dropped sharply…