Tag: retirement preparation

asian chinese senior male barista teaching his daughter making coffee at cafe bar counter

Abstract Delaying retirement improves retirement preparedness, but older workers cannot work longer if employers do not hire or retain them.  This study examines one way in which public policy potentially makes older workers more attractive to employers: state regulatory restrictions on how much employer premiums are permitted to increase at small firms with older, unhealthier…

A glass jar full of coins and plant growing through it with some coins and plant leaves.

Abstract Using consumption and wealth data from the Health and Retirement Study (HRS), this paper explores the impact of children leaving home on household consumption. We find that households maintain their household-level consumption, despite the fact that the number of individuals in the household has decreased, increasing per-capita consumption. Further, we find no evidence of…