Tag: Risk Sharing – Ready or Not

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Risk Sharing – Ready or Not

MarketWatch Blog by Alicia H. Munnell

July 29, 2013

I have been thinking about risk sharing in pension plans lately. Theoretically, the way pensions are currently structured in the United States, sponsors bear all the risks in defined benefit plans and employees bear all the risks in defined contribution plans, such as 401(k)s. Placing all of the risks on one party or another doesn’t…

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