Tag: Social security claiming decisions
![Senior couple on a laptop computer at the kitchen table](https://crr.bc.edu/wp-content/uploads/2023/09/Senior-couple-on-a-laptop-computer-at-the-kitchen-table-1536x982.jpeg)
Retiring baby boomers are increasing the demand for services from the U.S. Social Security Administration (SSA) at a time when budget constraints and retiring staff are limiting the agency’s capacity to deliver them. Using online services – rather than contacting a representative – offers a way for SSA to meet increased demand with fewer resources…
![Senior man working at laptop at home](https://crr.bc.edu/wp-content/uploads/2022/11/social_security_1-1536x1025.jpg)
Disclaimer: The U.S. Social Security Administration substantially limited the use of the “free loan” strategy in 2010, see press release | federal ruling Abstract When to claim Social Security is one of the most important decisions Americans face when approaching retirement. Recently, several unconventional claiming strategies have come to light – “Free Loan,” “Claim and Suspend,” and “Claim…