Tag: Social Security Survivor Benefits
Abstract Most Americans enter retirement as married couples, and one spouse, typically the wife, outlives the other. Many widows lack the income needed to maintain the standard of living they had when their husbands were alive. Widows would generally have more adequate incomes if their husbands, who are typically the higher earner in the couple,…
Abstract Our project uses DYNASIM3, the Urban Institute’s dynamic microsimulation model of the U.S. population, to simulate several alternative systems of Social Security auxiliary benefits. We specifically consider earnings sharing, a system in which a husband’s and a wife’s earnings records are combined and averaged over the duration of their marriage when computing Social Security…
