Archive: Working Papers
![Happy children in a multi ethnic elementary classroom](https://crr.bc.edu/wp-content/uploads/2023/03/Happy-children-in-an-elementary-school-classroom-1536x1050.jpeg.webp)
We explore the extent to which schools affect children’s applications to Supplemental Security Income (SSI). Because of the COVID-19 pandemic, schools varied in the extent to which they offered in-person learning during the 2020-21 school year. We use this variation to better understand the way schools, potentially through teacher referrals and informal networks, influence applications…
![Hand holding magnifying glass and looking at house model, house](https://crr.bc.edu/wp-content/uploads/2023/03/Model-houses-with-someone-holding-a-magnifying-glass-above-1536x1024.jpeg.webp)
Homeownership is one of the largest sources of retirement wealth for most households and is promoted as a key tool for wealth accumulation. However, a long history of discrimination in the housing market has constrained the ability of Black households to accumulate housing wealth relative to their White counterparts. Consequently, Black households approaching retirement…