Archive: Jacob Penglase
![woman separate wooden people into two group](https://crr.bc.edu/wp-content/uploads/2014/04/woman-separate-wooden-people-into-two-group-1536x942.jpeg)
The brief’s key findings are: Obtaining an employer pension involves four steps: 1) having a job; 2) working for a firm with a plan; 3) being eligible for the plan; and 4) taking up the plan. For lower-income individuals, the weakest links in this chain are a lack of employment and employment with firms that…