Archive: Natee Amornsiripanitch

Key in door lock with. a house keychain

As the U.S. population ages and life expectancies increase, more older people will be applying for loans.  As a result, it is important to understand how aging affects an individual’s ability to access credit and the rate they pay for that credit.  This brief, which is based on a recent paper, is the second of…

Mortgage application displayed on a mobile phone

Introduction  As the U.S. population ages and lifespans increase, it is important to understand how aging affects an individual’s ability to access credit.  Older homeowners tend to have more financial resources and better credit scores than their younger counterparts, so one would expect that they could borrow more easily.  But is that true?   This…