Disability Insurance: Does Extending Unemployment Benefits Help?
November 15, 2011
The brief’s key findings are:
- Jobless individuals tend to delay applying for disability insurance (SSDI) until their extended unemployment insurance (UI) runs out.
- Those who do apply for SSDI while still on unemployment are more likely to be approved, suggesting they are less healthy than those who delay.
- UI extensions do not appear to reduce SSDI costs, because any given application is more likely to be approved due to worsening health or poor job prospects.
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Rutledge, Matthew S.. 2011. "Disability Insurance: Does Extending Unemployment Benefits Help?" Issue in Brief 11-14. Chestnut Hill, MA: Center for Retirement Research at Boston College.
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