Should We Worry About Older Workers with Nontraditional Jobs?


The brief’s key findings are:

  • Older workers in nontraditional jobs, without health and retirement benefits, could be financially vulnerable to health shocks or inadequate savings.
  • On the other hand, they might use such jobs only infrequently to bridge periods of traditional employment or to extend their careers.
  • In a series of studies on this topic, the CRR found some cause for concern, as most workers ages 50-62 with nontraditional jobs use them frequently.
  • And while such workers often find a way to get health insurance, they generally lack a mechanism to save for retirement.
  • However, nontraditional jobs are not all bad: they allow some people to work into their late 60s and substantially improve their retirement preparedness.

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