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Disability Insurance: Does Extending Unemployment Benefits Help?

November 15, 2011
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Issue Brief by Matthew S. Rutledge

The brief’s key findings are:

  • Jobless individuals tend to delay applying for disability insurance (SSDI) until their extended unemployment insurance (UI) runs out.
  • Those who do apply for SSDI while still on unemployment are more likely to be approved, suggesting they are less healthy than those who delay.
  • UI extensions do not appear to reduce SSDI costs, because any given application is more likely to be approved due to worsening health or poor job prospects.
Their finances are in the green
Their finances are in the green
Author(s)
Headshot of Matthew S. Rutledge
Matthew S. Rutledge
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Citation

Rutledge, . 2011. "Disability Insurance: Does Extending Unemployment Benefits Help?" Issue in Brief 11-14. Chestnut Hill, MA: Center for Retirement Research at Boston College.

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Other Project Publications
  • Working Paper
Associated Project(s)
  • BC11-14
Topics
Social Security
Publication Type
Issue Brief
Publication Number
IB#11-14
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