Are Americans Saving Enough For Retirement?

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The goal of this study is to examine how well households are preparing financially for retirement. In particular, the study will measure and characterize how the level of actual financial wealth accumulation, relative to an appropriate benchmark, has evolved over time and differs across households with different characteristics. Further, the study will draw inferences from those patterns as to the nature of the inadequate saving problem and the potential efficacy of alternative solutions.

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