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Happy disabled freelance worker using laptop while being with his dog at home

Job prospects have improved since the pandemic for these often overlooked workers. My colleagues just completed an interesting study exploring why the employment rate for older workers with disabilities surged after the pandemic (see Figure 1).   Specifically, they were interested in the extent to which this surge can be attributed to the opportunity to work…

Investment in personal pension insurance Fund in the Canada

Canadian experience highlights the challenge of beating low-fee passive investments. I’m a great fan of the Canada Pension Plan (CPP) and often cite it as a wonderful example of how to add equities to trust fund investments.  Yet, the CPP’s most recent annual investments report shows that the returns from even this much-lauded effort hav…

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