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For those who start with $100,000, Medicaid is not an easy option. As part of an extended study on the risks faced by households approaching retirement, we just completed a project that focused on the risks associated with medical and long-term care costs. As it turns out, while medical risks are highly uncertain and potentially…
Are ESOPs actually a good idea? Warren Buffet is known to have said about diversification: “[it] makes very little sense for anyone that knows what they’re doing.” As someone with his retirement savings mainly in diversified index funds, that quote hurts. Then again, when it comes to my retirement savings, I don’t really have t…
