Tag: disability insurance
Abstract The group benefits landscape is changing dramatically. The menu of available options has grown; employers are paying for fewer benefits; and the responsibility for selecting the benefit package has been increasingly left to the employee. However, unlike in the pension world, very little is known about how individuals select their benefits packages, if their…
The brief’s key findings are: Application rates for federal Disability Insurance (DI) have risen since the late-1990s. The economy is a key driver; rising unemployment and declining labor force participation lead to higher DI application rates. Interestingly, states with strict health insurance regulations have lower application rates, a finding that merits further exploration…
