Tag: mortgage refinance
![Mortgage application displayed on a mobile phone](https://crr.bc.edu/wp-content/uploads/2023/02/Mortgage-application-displayed-on-a-mobile-phone-1536x1017.jpeg)
The brief’s key findings are: As the population ages, an important question is whether aging affects a person’s ability to access credit. This study explores the question using data on mortgage refinance applications from the confidential Home Mortgage Disclosure Act. The analysis, which controls for a host of applicant, property, and loan characteristics, finds that rejection rates…