Tag: retirement savings
The brief’s key findings are: The retirement savings a household needs depends on its total earnings. For many dual-earners, only one person has a 401(k), so the question is whether the saver considers the non-saver’s earnings and chooses a higher contribution rate. The analysis shows that the 401(k) saver in a dual-earner couple does not have a…
The brief’s key findings are: Student debt nearly tripled in real terms from 2005 to 2017, creating a financial burden that could potentially hamper retirement saving by young adults. The analysis looked at the impact of student debt on 401(k) participation and assets for young workers who attended college, both graduates and non-graduates. The results…
