Tag: saving
The unemployment rate is an incredibly low 4.4 percent, and a Federal Reserve survey released last week shows that American households’ net worth is increasing. Yet all is not well. One in three Americans say they are suffering financial hardships, and another third report they are making it but aren’t exactly thriving. One in five struggles…
Traditional 401(k) or Roth 401(k)? Workers usually don’t know the difference. Yet employers increasingly are asking them to choose. Nearly two-thirds of private-sector employers with Vanguard plans today offer both a traditional and a Roth 401(k) in their employee benefits. Just four years ago, fewer than half did. For tips on navigating the traditional-vs-Roth decision, we interviewed…
