Tag: savings
Pattern is steady across education levels but varies dramatically by race. As I discussed earlier this year, people are often interested in studying the saving behavior of women. I have generally resisted this approach because women have traditionally lived in households where the couple makes decisions jointly. In that world, the main distinction is between…
Abstract To understand the potential impact of tax incentives on individual retirement saving, we must understand how individuals make decisions about saving. We examine individual taxpayers’ choices between front-loaded (e.g., traditional) and back-loaded (e.g., Roth) defined contribution retirement savings plans, as well as their saving levels and investment style choices within a plan. To do…
