Tag: Social Security benefits

Senior man calculating finances

Abstract This analysis uses data from the Health and Retirement Study (HRS) to examine the sources of variation in mortality for individuals of varying socio-economic status.  The use of the HRS allows a distinction between education and a measure of career earnings as primary determinants of socio-economic status for men and women separately.  We us…

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Abstract Americans’ indebtedness has increased dramatically since the 1980s – a trend likely to have important implications for retirement security.  This study finds that older adults with debt are 8 percentage points more likely to work and 2 percentage points less likely to receive Social Security benefits than those without debt.  Not only does t…