The Structure of 401(k) Fees
February 12, 2009
The brief’s key findings are:
- 401(k) fees are complex and may not closely correspond to costs.
- Fees also raise design issues, such as transfers from high-balance to lowbalance participants and from participants to non-plan investors.
- Better disclosure could help employers and participants avoid unreasonable costs.
- Policymakers may also want to opine on the transfers embedded in today’s fee structure.
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Citation
Muldoon, , Francis M. Vitagliano, and Richard W. Kopcke. 2009. "The Structure of 401(k) Fees" Issue in Brief 9-3. Chestnut Hill, MA: Center for Retirement Research at Boston College.
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