Social Security

A foreclosure sign

Homeowners nearing retirement have 40 percent of their wealth tied up in their homes. But to what extent do racial disparities in employment affect workers’ ability to hold on to a home and build up that wealth? This question is at the heart of an ambitious study of U.S. homeowners that digs into whether stab…

Miniature old people walking on the bar graph

The insurance enhances Social Security’s role of offsetting Black/White inequality. My colleagues have just completed a really interesting study pertaining to the progressivity of Social Security.  The usual story focuses on money’s worth, highlighting the offsetting effect of two factors.  On the one hand, Social Security helps Black individuals and those with less education –…

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