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The National Retirement Risk Index (NRRI) measures the percentage of working-age households that are at risk of being unable to maintain their pre-retirement standard of living in retirement. It addresses one of the most compelling challenges facing the nation today: ensuring retirement security for an aging population.

Key findings in the NRRI show that:

  • The retirement landscape is shifting dramatically, making the outlook for retiring Baby Boomers and Generation Xers far less sanguine than for current retirees.
  • 52 percent of households are “at risk” of not having enough to maintain their living standards in retirement.
  • Explicitly including health care in the Index further drives up the share of households “at risk.”
  • Saving more and working longer may substantially improve the outlook.


Featured Research

How Much Does Housing Affect Retirement Security? An NRRI Update (September 2016)
Will the Explosion of Student Debt Widen the Retirement Security Gap?
(February 2016)
How Do Inheritances Affect the National Retirement Risk Index? (September 2015)
NRRI Update Shows Half Still Falling Short
(December 2014)
How Much Should People Save?
 (July 2014)
Will the Rebound in Equities and Housing Save Retirement? (December 2013)
The Impact of Interest Rates on the National Retirement Risk Index (June 2013)
National Retirement Risk Index: An Update (November 2012)
National Retirement Risk Index: How Much Longer Do We Need to Work? (June 2012)
How Will Higher Tax Rates Affect the National Retirement Risk Index? (December 2010)
The NRRI and Annuities (October 2010)
The NRRI and the House (March 2010)
The National Retirement Risk Index: After The Crash (October 2009)
Long-Term Care Costs and the National Retirement Risk Index (March 2009)
Do Households Have a Good Sense of Their Retirement Preparedness? (August 2008)
Health Care Costs Drive Up the National Retirement Risk Index (February 2008)
Is There Really a Retirement Savings Crisis? An NRRI Analysis (August 2007)
Households ‘At Risk’: A Closer Look at the Bottom Third (January 2007)
What Moves the National Retirement Risk Index? A Look Back and an Update (January 2007)
NRRI Press Release (June 2006)
NRRI in a Nutshell (June 2006)
A New National Retirement Risk Index (June 2006)
Retirements at Risk: A New National Retirement Risk Index (June 2006)
Myth & Realities about Retirement Preparedness (May 2006)

The NRRI is sponsored by Prudential Financial.