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The National Retirement Risk Index (NRRI) measures the percentage of working-age households that are at risk of being unable to maintain their pre-retirement standard of living in retirement. It addresses one of the most compelling challenges facing the nation today: ensuring retirement security for an aging population.

Key findings in the NRRI show that:

  • The retirement landscape is shifting dramatically, making the outlook for retiring Baby Boomers and Generation Xers far less sanguine than for current retirees.
  • 52 percent of households are “at risk” of not having enough to maintain their living standards in retirement.
  • Explicitly including health care in the Index further drives up the share of households “at risk.”
  • Saving more and working longer may substantially improve the outlook.


Featured Research

NRRI Update Shows Half Still Falling Short (12.2014)
How Much Should People Save?
Will the Rebound in Equities and Housing Save Retirement? (12.2013)
The Impact of Interest Rates on the National Retirement Risk Index (6.2013)
National Retirement Risk Index: An Update (11.2012)
National Retirement Risk Index: How Much Longer Do We Need to Work? (6.2012)
How Will Higher Tax Rates Affect the National Retirement Risk Index? (12.2010)
The NRRI and Annuities (10.2010)
The NRRI and the House (3.2010)
The National Retirement Risk Index: After The Crash (10.2009)
Long-Term Care Costs and the National Retirement Risk Index (3.2009)
Do Households Have a Good Sense of Their Retirement Preparedness? (8.2008)
Health Care Costs Drive Up the National Retirement Risk Index (2.2008)
Is There Really a Retirement Savings Crisis? An NRRI Analysis (8.2007)
Households ‘At Risk': A Closer Look at the Bottom Third (1.2007)
What Moves the National Retirement Risk Index? A Look Back and an Update (1.2007)
NRRI Press Release (6.2006)
NRRI in a Nutshell (6.2006)
A New National Retirement Risk Index (6.2006)
Retirements at Risk: A New National Retirement Risk Index (6.2006)
Myth & Realities about Retirement Preparedness (5.2006)

The NRRI is sponsored by Prudential Financial.